Hawaii Randy's Real Estate Opinions: 2009 Military Basic Housing Allowance (BAH) for Honolulu County

2009 Military Basic Housing Allowance (BAH) for Honolulu County

As we get to the end of another year a few things will change.  One of them is the Basic Housing Allowance for our active duty troops stationed in Honolulu County (Island of Oahu).  The rates had a slight decrease from the 2008 levels.  Those who are already stationed here will be grandfathered in at the previous rate. BAH in Honolulu County is much higher than most parts of the country.  Coupled with VA Mortgages, buying a home is a viable option for our troops in Hawaii.


2009 Military Housing Allowance Monthly BAH (Basic Allowance for Housing) for Honolulu County.

The VA mortgage cap for 100% financing in Honolulu County is: $783,750.  (Larger amounts will require some down payment.)






























































































  • E=       enlisted
  • W=       warrant officers
  • O-1E= officers with enlisted experience
  • O-1=   commissioned officers with no prior enlisted experience

If you are active duty or a former member of the military and interested in learning how to buy a home utilizing your VA benefits on Oahu; I would be pleased to help you get started.

If you are civilian and wondering what programs are available for you to buy your first home, please feel free to contact me.

My services are normally free to buyers.



Randy L. Prothero, REALTOR®

Broker-in-Charge, ABR, AHWD, CRB, CRS, e-PRO, GRI, MRP, SFR

eXp Realty

Team Leader - "The Prothero Group"

Randy Prothero is well established as an expert in working with military / VA clients and first time home buyers.  His home seller's (listing) campaign is one of the most aggressive marketing programs in the area.  His luxury home listings sell faster and for more money.

Based out of Mililani, Hawaii. Randy services the island of Oahu (Honolulu County) Performs mediations and ombudsman services for the Board of Realtors.  To improve overall professionalism in his area Randy also offers classes for real estate agents. 

www.HawaiiRandy.comOahu (Honolulu County) Property Search  Hawaii Military Relocations

Comment balloon 10 commentsRandy Prothero • December 25 2008 11:53AM


For most ranks the decrease was $50 or less.

Posted by Randy Prothero, Hawaii REALTOR, (808) 384-5645 (eXp Realty) over 10 years ago

I need to revise mine for next year :)  Great info for inbound military :)

Posted by Celeste "SALLY" Cheeseman, (RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE (Liberty Homes) over 10 years ago

Brotha Randy,

Interesting figures....I really don't deal much with people in the military...my last one was about 2 yrs ago and he was a captain in the Navy but we never discussed any of this information as he was going to be relocated so it didn't effect it.

Also I'd like to send a Mele Kalikimaka to you and your family. Glad we finally met.

Posted by Neal Bloom, Realtor CRS-Weston FL Real Estate (eXp Realty) over 10 years ago

Sally - I can e-mail you my chart.

Neal - it was cool finally meeting in person. 

Military and ex-military make up about 70% of my business. 

Mele Kalikimaka!

Posted by Randy Prothero, Hawaii REALTOR, (808) 384-5645 (eXp Realty) over 10 years ago

Randy, that was so helpful. Is that good prices? I have no idea as everything in Hawaii seems to high. So from where I am sitting that looks pretty good.

Posted by Missy Caulk, Savvy Realtor - Ann Arbor Real Estate (Missy Caulk TEAM) over 10 years ago

Aloha Missy - The median price on our island is just about $600,000.  I have not problem finding homes for military.  Some may be looking at condos and others at single family homes. 

I also deal with a fair number of retired and ex-military who qualify for VA.

Posted by Randy Prothero, Hawaii REALTOR, (808) 384-5645 (eXp Realty) over 10 years ago

Randy it is a good thing that they are Grandfathering those who are already receiving the higher amount, because it is never easy when you have to all of the sudden do with less.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 10 years ago

I need to check this out closer in my area!  Thanks for this post

Posted by William Feela, Realtor, Whispering Pines Realty 651-674-5999 No. (WHISPERING PINES REALTY) over 10 years ago

They're decreasing their allowances?  So is BAH for Bah Humbug or what?

Posted by Patricia Kennedy, Home in the Capital (RLAH Real Estate) over 10 years ago

George - That would be a problem for some, considering their mortgage or rent did not go down.

William - I will e-mail you the link to pull them up.

Patricia - The decrease was quite small.  Considering the lower interest rates and soft prices in some areas, their buying power actually went up a fair amount.

Posted by Randy Prothero, Hawaii REALTOR, (808) 384-5645 (eXp Realty) over 10 years ago

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